Top Rated® Mortgage Bankers For All USDA OTC, Purchase, Refi, & Renovation Home Loans.

100% Construction Purchase, And Refinance, In All 50 States. Whether you are looking to build, buy, or refinance, you deserve the best! We're straight-forward, no-nonsense, transparent, USDA Rural Development Home Lenders in all 50 states. Specializing in 100% USDA loan programs for site-built, manufactured, modular, and construction loans. Want to BUILD a brand new home? Ask about our USDA Construction Loans, just one loan for land and home with no payments until it's built.

Why Choose USDA Nationwide as Your Home Lender?

Whether You’re Looking To Build, Buy, Refi or Renovate… We’re Top Rated® USDA Mortgage Bankers Working 7-Days A Week For You.

We've spent the last 20 years in a relentless pursuit of obtaining dream homes, and creating the perfect loan! As direct lenders in all 50 states, we close loans many other lenders shy away from, like 100% financing on all loan programs, including new manufactured homes, rehab loans, and USDA one-time close construction loans. We work around your schedule, answering after hours text, calls, and emails. We provide wicked fast turn times, clear communication, approvals, and closings, with incredibly low fixed rates. You should demand nothing less!


5 Star USDA Lender Reviews That WOW!


"Richie, OK... so you've officially done something I've never seen in 22+ years selling real estate. Closed a Loan on 224 Acres, with a Manufactured Home. CONGRATULATIONS! and THANK YOU!!! Admittedly, I was skeptical (more like pessimistic) when James told me you were going to get this Loan completed. And I had many doubts along the way, because I'd seen so many Lenders fall flat on their faces, just before the Closing. BUT... You got the Job DONE! Occasionally, I find someone out there who has done an Outstanding Job, helping my Clients... and You are one of these! I'm now officially a FAN of You and Your Work. I would be honored to promote you and your services to other Agents within our company, and I intend to do so. I will call you when I've caught up on my work a bit... and learn more about how I can do my job better on the next VA transaction." ~ Tom K. Licensed Realtor

We Make The USDA Loan Process Effortless.

By providing approval letters to make your shopping a breeze, to locking you in on Some Of The Competitive fixed rates available, we even come to you to close your loan!

Most banks look at you as a number, we look at you as our most important reason for being in business. Helping each one of our clients find the right USDA rural home loan to meet their needs is our only goal. We help you make your perfect home come to life, with full confidence you are making the right decisions.


How much Do You Qualify For?

We Work Hard To Obtain Your Dream Loan, For Your Dream Home! 

We have over 20 years experience helping people just like you get the best low rate, fixed-mortgage possible. We promise to never spam you, sell your information, bombard you with robo-calls, or provide anything but a clear, transparent conversation, from start to close! It all begins here, start now!



USDA One-Time Close Construction, Manufactured Homes, Purchase, Rate Reduction Refi & Renovation Home Loans Are Available Nationwide.

We are proud to present hard working bankers that roll up their sleeves to deliver amazing solutions. With USDA rural loan programs even available to those whom have been turned down by other banks, or need a focused banker ready to listen and fight for your loan. Put us to work for you, we're ready!